Thursday, May 21, 2020
Ketika Agen Asuransi Berhenti Mengejar Anda (Part 1).
"Suamiku baru saja divonis kanker..."
Tubuh saya sontak lemas.
Siska bercerita kondisi Roni, suaminya.
Sampai akhirnya dari pemeriksaan diagnosa mengarah ke kanker.
Memori saya berkelebat cepat ke beberapa bulan belakangan, masih tercetak jelas raut muka kurang senang ketika saya menawarkan asuransi padanya. Entah karena menurutnya saya terlalu bersemangat, terlihat memaksa, mengganggu, apa pun itu saya sudah tak lagi pedulikan pandangan dia pada saya. Saya hanya bisa mengutuki diri saya mengapa saya tidak memaksanya dengan lebih keras!
Waktu itu Siska bilang bahwa semuanya akan baik-baik saja, bahwa mereka sehat-sehat saja, dan sudah ada asuransi dari kantor Roni. Singkat cerita, aplikasi asuransi selalu saya bawa pulang kembali dalam keadaan kosong setiap kali saya bertemu Siska. Bahkan sampai saat ini, mereka tidak pernah memiliki asuransi.
Seminggu yang lalu motor dan perhiasan emas termasuk mas kawin sudah dijual untuk menjalani rawat inap, kemoterapi dan transfusi...
Ini baru bulan 3 bulan sejak pertama kali dia divonis sakit, dan rumah yang telah mereka cicil dalam 24 bulan terakhir pun terancam di over kredit.
Dan, spontan saya pun menceritakan hal ini kepada teman-teman saya yang juga sahabat-sahabat dekat Roni di kampus dulu. Saya pun membuat inisiatif untuk menggalang dana untuk bisa membantu meringankan beban Roni dan Siska.
"Titip salam ya buat Roni..."
Itu yang dikatakan Sandy, Tika, Rendi, Selly dan Husni pada saya. Mereka berlima sahabat karib Roni.
Dada saya berdesah, "Kawan, salam itu takkan bisa membantu sedikitpun buat dia, tapi mudah-mudahan bisa menguatkan semangatnya bahwa masi ada teman-teman menitipkan salam."
Sebagai agen asuransi, fungsi saya seperti sudah mati di depan dia. Saya seperti sudah tidak berguna lagi untuknya. Sebagai sahabat pun saya hanya mampu memberikan jumlah yang tidak banyak dari sisi materi. Selain tentunya kekuatan, dan menyediakan diri untuk mendengar keluh kesahnya tentang keluarga dari suaminya yang bahkan tidak memberi dukungan secara moral sekalipun. Dan sampai saat-saat kepastian itu tiba, kami akan selalu berusaha keras menjalankan misi kemanusiaan kami sebagai agent asuransi.
Karena kami sayang kalian.
Ketika Agen Asuransi Berhenti Mengejar Anda (Part 2).
Hanya bulan berselang setelah Roni terdiagnosa kanker. Dia meninggal dunia. Semua berasal dari Tuhan dan kelak akan dikembalikan kepada-Nya.
Siska dan anak-anaknya, yang sudah tidak dinafkahi Roni sejak terakhir saya jenguk, sudah pindah ke rumah orang tuanya. Sejak Roni sakit, tidak ada lagi biaya untuk mereka melanjutkan hidupnya. Terutama setelah aset-aset utama mereka seperti rumah dan mobil sudah dijulai untuk biaya berobat beberapa bulan saja.
Tak lama setelah Roni sakit, Siska langusng mencoba melamar kerja dan dia sudah bekerja saat ini. Bekerja bukan menjadi keinginan Siska. Karena Siska tahu bahwa sepeninggal Roni, dia adalah sosok yang paling dibutuhkan anak-anaknya. Dia ingin menemani anak-anaknya bertumbuh.
Saya coba berhenti menyesali ini, memberitahu diri saya apa yang dulu seharusnya saya lakukan. Tapi itu tidak akan mengubah kenyataan apapun bahwa Roni telah meninggal.
Almarhum meninggal di sebuah Rumah sakit di Jakarta, di sebuah KURSI di Instalasi Gawat Darurat. Saking penuhnya rumah sakit tersebut. Ada ketakutan dari orang tua mereka kalau dibawa ke rumah sakit sejak awal akan menghabiskan banyak uang. Praktis, sejak terdiagnosa kanker, Roni tidak pernah mendapatkan perawatan yang layak.
Satu-satu kertas yang saya pandangi saat ini adalah formulir aplikasi asuransi kosong yang seharusnya menjadi biaya hidup Siska dan anak-anaknya.
Siska, maafkan saya. Kertas ini seharusnya menjadi payung untuk kalian. Saya tahu bahwa payung ini takkan menghentikan hujan, tapi payung ini bisa membantu kalian tetap berjalan menembus hujan menuju tempat tujuan.
Asuransi tidak akan mengubah keterjadian segala sesuatunya, tapi asuransi akan membantu meringankan resiko keuangan mungkin terjadi ketika sesuatu harus terjadi.
Maafkan,
karena kali ini saya harus benar-benar berhenti "mengejar" suamimu.
Thursday, May 30, 2019
TIPS INVESTASI ALA WARREN BUFFETT - (Source: Phillip Sekuritas Indonesia)
Bagi Anda yang ingin berinvestasi, Buffet adalah contoh seseorang yang tepat bagi yang ingin berinvestasi saham. Berikut tips investasi ala Warren Buffett :
1. Putarlah uang dengan mengalokasikannya secara efisien Jika nilai saham Anda saat ini kurang bagus, langkah terbaik adalah menjualnya dan membelikannya dalam bentuk saham baru yang prospeknya jauh lebih bagus sekaligus menguntungkan untuk jangka waktu yang panjang.
2. Jangan hanya membeli sahamnya, tetapi beli juga bisnisnya Cobalah untuk mengetahui lebih dalam perusahaan yang Anda beli sahamnya. Serta mengetahui bisnis apa yang dijalankannya, karena Anda pun turut memiliki bisnisnya dan turut bertanggung jawab atas perkembangan usaha yang dijalankan.
3. Pastikan keamanan dari uang yang Anda investasikan Jangan mudah tergoda dengan imbal hasil yang besar, apalagi yang mencapai 200 persen pertahunnya. Dalam berinvestasi Anda harus menganalisis dengan teliti investasi apa yang akan memberikan keuntungan dan menjaga keamanan uang Anda.
4. Hindari berhutang dalam berinvestasi Uang panas tidak akan membuat investasi Anda terus berkembang. Kecenderungan yang dilakukan para penghutang demi membeli saham adalah menjual sahamnya ketika harga naik. Hal ini sama saja seperti gali lubang tutup lubang tanpa mendatangkan kekayaan yang signifikan.
5. Pentingnya percaya diri dan hidup sederhana Hidup sederhana dan tetap percaya diri akan menjadikan Anda tetap merasa nyaman sekaligus menerima apa yang Anda miliki. Begitu juga dengan berinvestasi, Anda harus percaya diri agar tidak mudah terpengaruh oleh dunia luar yang mampu menjatuhkan nilai saham Anda.
(Penulis : Nita Novita - 2 Januari 2019)
Friday, April 26, 2019
DEPRESI, apa yang anda ketahui tentangnya?
Translated is assisted by Google Translate.
Sunday, March 24, 2019
Depression, what do you know about it?
Edited by: One of my smartest students: Joceline Geulista (Grade 10th, Beacon Light Community School)
Thursday, October 18, 2018
Wrong design?
24 And God said, “Let the land produce living creatures according to their kinds: the livestock, the creatures that move along the ground, and the wild animals, each according to its kind.” And it was so.
25 God made the wild animals according to their kinds, the livestock according to their kinds, and all the creatures that move along the ground according to their kinds. And God saw that it was good.
26 Then God said, “Let us make mankind in our image, in our likeness, so that they may rule over the fish in the sea and the birds in the sky, over the livestock and all the wild animals,[a] and over all the creatures that move along the ground.”
27 So God created mankind in his own image, in the image of God he created them male and female he created them.
28 God blessed them and said to them, “Be fruitful and increase in number; fill the earth and subdue it. Rule over the fish in the sea and the birds in the sky and over every living creature that moves on the ground.”
29 Then God said, “I give you every seed-bearing plant on the face of the whole earth and every tree that has fruit with seed in it. They will be yours for food.
30 And to all the beasts of the earth and all the birds in the sky and all the creatures that move along the ground—everything that has the breath of life in it—I give every green plant for food.” And it was so.
31 God saw all that he had made, and it was very good. And there was evening, and there was morning—the sixth day.
Tuesday, September 11, 2018
Are you a winner or a loser?
What's wrong with these three points? First, hesitate to give a try, see in Proverbs 10:4 (NIV) say that, "Lazy hands make for poverty, but diligent hands bring wealth", so, if we develop this character we definitely would end up with losing in our life. There is a Chinese saying, 努力不一定成功,不努力一定失败 (Nǔlì bù yīdìng chénggōng, bù nǔlì yīdìng shībài) which means “Work hard does not necessarily can bring you success, but if don’t work hard, you will fail”. Hence, doing nothing will not help our life progress.
Wednesday, July 04, 2018
Trust His Heart (Rewrite - Updated Edition).
As humans sometimes we feel very hard to understand why bad things happen to good people. Like the following story, that I heard one day while I was driving from my home to my office years ago. I was listening to a bible conference message from RBC by Rev. Bill Crowder (Our Daily Bread Bible Teacher). He talked about suffering. He said many times we do not know why bad circumstance happen to our life. Further, he shared his experience when he was a young pastor for a church, he received a call from his family to inform that his dad has passed away. While his heart was overwhelmed with grief, a senior pastor came to him and said "one day you will be thankful for this". He thought why he should be thankful for his dad's death. That happened to be his first funeral service. Years have passed by, he conducted many more funeral services, because of his experience with his dad's funeral, and he was able to serve the grieving family more passionately and connected with them.
Admittedly when unfavourable circumstances come to us, or good things have not happen to us, for example maybe a family is waiting for having a baby, an adult man or woman is looking for a job or a life partner or a very sick man or woman is waiting for a miracle that he/she would fully recover from his/her sickness, and yet these prayers have not yet been answered. To make it worse, sometimes when one bad event has not been recovered, another misfortune occur, it's like an old saying, "Rub salt into the wound". Some of us if it is not all, including me, sometimes would questioning God when an unfavourable situation occurs to me, "Why this happen to me? Has God forgotten me?" and in fact does God really forget about us? Or we think that God enjoy to see us suffer?
Isaiah 55:8-9 New International Version (NIV)
8 “For my thoughts are not your thoughts, neither are your ways my ways,” declares the Lord.
9 “As the heavens are higher than the earth, so are my ways higher than your ways and my thoughts than your thoughts.
Before we judge God, we need to know who we really are, and who God really is. God is an omniscient, omnipresent, omnipotent being. Who can fully understand Him? We are not all knowing, nor are we everywhere present. Furthermore, God never and will never enjoy to see us suffer. If he does, the cross will never happened. I wrote an article previously re. Blame-Shifting, where we as human sometimes do something wrong or inappropriate, and then dump the mistakes on other people's head to avoid taking responsibility or our own behaviour, while God does play Blame-Shifting too. In contrast compared to us, instead of dumping the mistakes on others, He voluntarily take the blame although it is not His faults. He is willing to take the consequences of the sins, which are not belong to Him, so we may be hindered from the consequences, which is dead (Romans 6:23a). Do you think why He would do that? He did that because He loves his creations including us, until he would better sacrifice himself so we will be saved.
Chorus of “Trust His Heart”
God is too wise to be mistaken, God is too good to be unkind,
So when you don't understand, When you don't see His plan,
When you can't trace His hand, Trust His Heart
There is a song title "Trust His Heart", we may comprehend the chorus of the lyrics. I think this lyrics may help us how to respond, when we are experiencing suffering. We really do not know why those bad things happen to us, and where this horrible situation will bring us, maybe God is working on something to prepare us for our future. Like the story at the introduction, the sad situation that occurred to the young pastor has prepared him to serve better in his future career. We do not need to understand everything about God and His actions. However, we have to know and understand our God has a loving heart, which is reflected by His real work on the cross. Therefore, when we really do not understand and do not know what to do, just trust His Heart.
Jeremiah 29:11 - "For I know the plans I have for you,” declares the Lord, “plans to prosper you and not to harm you, plans to give you hope and a future".
References:
Omniscient: knowing everything
Omnipotent: having unlimited power, able to do anything
Omnipresent: of God present everywhere at the same time
Tuesday, May 08, 2018
Blame-Shifting Game.
According to the bible, blame-shifting *) is the oldest ancient game played in this world. Let’s open the bible, and we will find the classic example right in the beginning of the book of Genesis.
We human beings easily blame others for our mistakes. We do not want to look bad because of our mistakes, and we would rather flee from them. We dump the blame on someone else to avoid that we have to take responsibility for our own faults. Are there any benefit that we may gain from the Blame-Shifting behaviour? No way. We may escape this time, but we will make other mistakes in the future. So how would we like to solve that? Blame-shifting again? How long? How often? There is a saying "No matter how good a squirrel can jump, it will fall eventually.” In plain language: no matter how good you are at blame-shifting, eventually you will suffer from the consequences of your actions.
Instead, we may apply those famous football or basketball players' attitude, if they are interviewed after they lost in a game. They often say words like: "Yeah, I am sorry, I played badly today, or maybe this is a bad day for us.” “This is a learning experience for us, we need to come together again and practice harder. Hopefully we win in the next season". They never seem to blame their team members. They admit that they made mistakes, and own the responsibility for their own behaviours or actions. Further, they also evaluate on how to correct the mistakes that they've made.
If we never own the responsibility for the mistakes that we made, then we may not feel the need to correct it. Ultimately, we will live in this devilish circle forever. Is that what we want? It is a matter of choices. I would like to open those options for you to choose. (^_^)
*) Reference - Blame Shifting Definition:
- Blame-shifting is an emotionally abusive behaviour or tactic (https://distantspark.wordpress.com/what-is-blame-shifting/)
- Blame-shifting is when a person does something wrong or inappropriate, and then dumps the blame on someone else to avoid taking responsibility for their own behavior. (https://www.psychopathfree.com/articles/5-types-of-narcissistic-blame-shifting.388/)
Monday, February 19, 2018
Renungan, Senin - 19 Feb 2018.
Renungan:
Pembantaian terhadap nabi-nabi Baal oleh Elia membuat amarah Izebel naik sampai ke ubun-ubun. Izebel mengancam untuk membunuh Elia dan tiba-tiba saja Elia merasa takut pada ancaman itu. Beberapa sarjana Alkitab mengatakan bahwa Elia Elia mungkin mengalami "bipolar disorder", yaitu suatu keadaan di mana suasana hatinya mulai berubah secara drastis. Baru saja ia mengalami perasaan senang karena menang atas nabi-nabi Baal, tetapi kemudian dia langsung terjerembab ke lembah ketakutan. Ketakutan yang berkembang ke tingkat depresi itu membawa Elia berjalan hingga ke padang gurun dan membuat ia putus asa, sampai-sampai ia ingin mati. Saat Elia sudah putus asa, Allah mengirim seorang malaikat untuk menemuinya dan memberinya makan. Lalu Elia diperintahkan untuk pergi ke gunung Horeb. Menurut tradisi Yahudi, gunung Horeb merupakan lambang kehadiran Allah. Di gunung inilah Elia menemukan perlindungan dan tuntunan Allah. Ia dipulihkan dan siap melakukan tugas selanjutnya.
Ada 3 pelajaran yang bisa kita petik dari masa depresi yang dialami Elia. Pertama, makanan yang disediakan oleh malaikat-malaikat ketika Elia ada di padang gurun meneguhkan bahwa Allah senantiasa memenuhi kebutuhan anak-anakNya. Allah peduli saat kita berbeban berat. Kedua, kehadiran Allah saat angin sepoi-sepoi basah berhembus yang dibarengi oleh pertanyaan koreksi yang lembut, mengajarkan bahwa Allah mengoreksi kita karena Dia mengasihi kita. Ketiga, di masa depresi itu Allah malah mengutus Elia untuk mengurapi Yehu dan Elisa. Pada tahap ini Dia mengajarkan kita bahwa jalan keluar dari tekanan yang berat adalah dengan terus melakukan tugas kita. Saat kita memandang keluar dari diri kita, saat itulah kita keluar dari perangkap mengasihani diri sendiri yang sebenarnya menjadi sumber depresi. Tuhan memberkati.
Doa:
Yesus, terima kasih karena Engkau tetap setia mendampingiku dalam menjalankan hari-hariku yang terasa sangat berat, sehingga aku bisa melaluinya dengan tetap penuh pengharapan padaMu. Amin. (Taken from someone with initial - Dod).
Tuesday, January 05, 2016
Whatever it takes.
And it whispers
“Draw closer to Me
Leave your world far behind
There are new heights to climb
And a new life in Me you will find”
For whatever it takes to draw closer to You, Lord
That’s what I’ll be willing to do
And whatever it takes to be more like You
That’s what I’ll be willing to do
Take the dearest things to me
If that’s how it must be to draw me closer to You
Let my disappointments come
Lonely days without the sun
If in sorrow more like You I’ll become
I’ll trade sunshine for rain, comfort for pain
That’s what I’ll be willing to do
For whatever it takes for my will to break
That’s what I’ll be willing to do
That’s what I’ll be willing to do
Monday, November 30, 2015
Only by God.
God's might to uphold me,
God's wisdom to guide me,
God's eye to look before me,
God's ear to hear me,
God's words to speak for me,
God's hand to guard me.
Christ with me, Christ before me, Christ behind me,
Christ on my right, Christ on my left,
Christ when I lie down, Christ when I sit down, Christ when I arise,
Christ in the heart of everyone who thinks of me,
Christ in the mouth of everyone who speaks of me,
Christ in every eye that sees me,
Christ in every ear that hears me,
I arise today
Through a mighty strength, the invocation of the Trinity.
Don't look down!
Keep your fork --- Something better is coming.
Monday, November 16, 2015
Grace Alone.
Every prayer and step of faith
Every difference we can make
Is only by His grace.
Every mountain we will climb
Every ray of hope we shine
Every blessing left behind
Is only by His grace
Chorus:
Grace alone Which God supplies
Strength unknown He will provide
Christ in us, our cornerstone
We will go forth in grace alone.
Every soul we long to reach
Every heart we hope to teach
Everywhere we share His peace
Is only by His grace.
Every loving word we say
Every tear we wipe away
Every sorrow turned to praise
Is only by His grace.
Monday, July 20, 2015
Life is a process.
Wednesday, July 01, 2015
Rendah Hati - 1 Petrus 5:5-6.
Sunday, April 26, 2015
Why have you chosen me?
Why have You chosen me out of millions Your child to be?
You know all the wrong that I've done
O how could You pardon me, forgive my iniquity
To save me, give Jesus Your Son
Reff:
But (Oh) Lord, help me be, what You want me to be,
Your words I will strive to obey;
My life I now give, For You I will live,
And walk by Your side All the way
I am amazed to know that a God so great could love me so
He's willing and wanting to bless;
His grace is so wonderful, His mercy's so bountiful
I can't understand it I confess
Wednesday, March 18, 2015
Trust His Heart.
God is too good to be unkind
So when you don't understand
When you don't see His plan
When you can't trace His hand
Trust His Heart
The above paragraph is a chorus of a song Title "Trust His Heart". I was listening to a bible conference message from RBC by Rev. Bill Crowder (He is my fave bible teacher). He talked about suffering, sometimes we don't know why bad circumstance happen to our life. He shared his experience when he was a young pastor for a church, he received a call from his family to inform that his dad has passed away. While his heart was overwhelmed with grief, a senior pastor came to him and said "one day you will be thankful for this". He thought why should I be thankful for my dad's death. That happened to be his first funeral service. Years have passed by, he conducted many more funeral services, because of his experience with his dad's funeral, he was able to serve the grieving family more passionately and connected with them.
Admittedly when unfavourable circumstances come to us, or on the other hand, good things have not come to us, when we are longing for something/someone, maybe a family is waiting for a child, a man/woman is looking for a job or a life partner, and yet these prayers have not been answered. We usually shout loudly in our heart "Why this happen to me? Has God forgotten me?" The above lyrics is the answer, We don't know where the current situation will bring us, maybe God is working on something to prepare us for our future. We have to know and understand our God, He has a loving heart. When we really don't understand and don't know what to do, just trust His heart.








